Hiring a skilled professional home inspector is absolutely no different. Just like the example, a low priced, quickly available inspector may mean the same thing; poor quality. So what should a home buyer be looking for in a home inspector?
Licensing
Ask for the inspectors’ full license number, this includes any letter prefixes, and write it down. The letters distinguish if the inspector is fully licensed or an intern or apprentice. In Connecticut the prefix HOI means Home Inspector, HOP means a Home Inspector Intern.
Insurance
Does the inspector carry Errors & Omissions and or liability insurance and can they provide proof of insurance upon request. Some states require insurance while others do not. Inquire as to the state insurance requirements and be sure the inspector has the proper type and amount.
Training
Has the inspector had formal training from a recognized training school? State regulation in the home inspection profession is relatively recent (Many states still do not have licensing or regulation!), so formal training has been mostly optional. Many “old timers” were carpenters, electricians or builders and learned to perform home inspections “on the job”. However, there is no single trade that qualifies someone to move into the field of home inspection without extensive training.
Experience
This is can be a misleading qualification if the right questions are not asked. Years of experience are not as important as the number of home inspections completed. In a 2005 national home inspection business operations study conducted by the American Society of Home Inspector (ASHI), over 80 percent of respondents’ said they were full time home inspectors. Yet almost 40 percent said they perform less than 100 home inspections a year. This discrepancy would indicate that many inspectors may be working at other jobs or are semi-retired individuals.
Be sure to ask how many inspections the inspector completes a year, at least 200 or over would be a good standard. It is also still important to ask overall years of experience and total number of inspections.
Continuing Education
Even well trained experienced inspectors must continually update their skills and knowledge. Licensing requires a minimal amount of continuing education for inspectors to renew their license. Look for inspectors who go beyond the necessary minimum and spend the time and money to keep their skills current.
The Inspection
How long does the inspection take? As previously mentioned short inspection times mean poor quality. A thorough inspection on an averaged sized home, (1500-2500 sq. ft.) should last 2-4 hours. Also ask if the inspector would like you to attend the inspection. If they say no, this should alert you that something is wrong with this particular inspection company. A good inspector should insist that you attend the home inspection if at all possible.
The Report
This is why you hire an inspector, to provide written detailed information about the house. The first and most important question, when and how will you receive the report? On site, within 24 hours, a week, by email, regular mail or delivered by the inspector. What type of report does the inspector use, what is the approximate length of the report, are there pictures included? Be wary of short reports, 10 pages or less, and long report turn around times.
Other Certifications
Ask if the inspector has additional certifications or licenses in services that you may need in addition to the home inspection. For instance radon testing is a very common ancillary service provided by many home inspection companies, but many inspectors are not certified or formally trained. If you are looking to have other services done be sure to ask about the inspectors’ qualifications to conduct the tests you require.
Miscellaneous Items
Some things you should confirm when calling to hire a home inspector. Be certain that the inspector that will be doing your home inspection possesses the qualifications stated by the person on the phone. This is especially important when talking with multi-inspector firms. Most importantly will the inspector be readily available for follow up questions.
Price
The last question you should ask, not the first. Put quite simply, you get what you pay for. Good home inspectors demand higher prices because of experience, money invested into training to improve their skills and the business for the benefit of their clients. Remember the money you pay a good inspector is an investment. You will very likely receive back from the seller monies well in excess of the home inspection fee. Choose your inspector wisely.
Summary
When calling to hire a home inspector ask about:
- Licensing
- Insurance
- Formal Training
- Experience
- Continuing Education
- Association Membership
- The Inspection
- The Report
- Other Certifications
- Price
Following this simple guide should aid you in finding a well qualified, professional home inspector. Having a good inspection will provide you with valuable information on your prospective purchase and ultimately piece of mind going forward. Call us today for more information and to schedule your home inspection!
